/* Besserfinanz Kreditanfrage – Unterlagen-Upload
   Reines CSS, keine Frameworks. */

:root {
  --paper: #f2f4f1;
  --paper-raised: #ffffff;
  --paper-tint: #eaf0ef;
  --ink: #12303a;
  --ink-soft: #45606b;
  --ink-faint: #6d838c;
  --petrol: #1b4655;
  --petrol-deep: #0d232b;
  --brass: #a97a3e;
  --brass-deep: #8a6230;
  --brass-tint: #ecdec1;
  --line: #d7dcd4;
  --line-soft: #e5e8e1;
  --focus: #1b4655;

  --font-display: "Source Serif 4", Georgia, Cambria, "Times New Roman", Times,
    serif;
  --font-body: "Source Sans 3", -apple-system, BlinkMacSystemFont,
    "Segoe UI", Roboto, Helvetica, Arial, sans-serif;

  --radius: 4px;
  --max-width: 1120px;
}

* {
  box-sizing: border-box;
}

html {
  -webkit-text-size-adjust: 100%;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img {
  max-width: 100%;
}

a {
  color: var(--petrol);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

a:hover {
  color: var(--brass-deep);
}

a:focus-visible,
button:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 3px;
}

.wrap {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 28px;
}

/* ---------- Kopfzeile ---------- */

.site-header {
  border-bottom: 1px solid var(--line);
  background: var(--paper);
}

.site-header .wrap {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px 24px;
  padding-top: 26px;
  padding-bottom: 26px;
}

.wordmark {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: var(--ink);
  text-decoration: none;
}

.wordmark span {
  color: var(--brass-deep);
}

.wordmark:hover {
  color: var(--ink);
}

.header-label {
  font-size: 0.8rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-faint);
  font-weight: 500;
}

/* ---------- Hero ---------- */

.hero {
  padding: 64px 0 56px;
}

.hero .wrap {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: 56px;
  align-items: center;
}

.hero-text {
  min-width: 0;
}

.hero h1 {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: clamp(2.1rem, 3.6vw, 3rem);
  line-height: 1.14;
  margin: 0 0 22px;
  color: var(--ink);
}

.hero-lede {
  font-size: 1.1rem;
  color: var(--ink-soft);
  max-width: 46ch;
  margin: 0;
}

.hero-lede strong {
  color: var(--ink);
  font-weight: 600;
}

/* Signatur-Element: die "Fächer" */

.folders {
  justify-self: center;
  width: 100%;
  max-width: 320px;
  min-width: 0;
}

.folders-label {
  font-size: 0.78rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ink-faint);
  margin: 0 0 14px;
  text-align: center;
}

.folder-stack {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.folder {
  position: relative;
  background: var(--paper-raised);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 16px 18px 14px;
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  justify-content: space-between;
  gap: 4px 12px;
  box-shadow: 0 1px 2px rgba(18, 48, 58, 0.06);
}

.folder::before {
  content: "";
  position: absolute;
  top: -9px;
  left: 16px;
  width: 34px;
  height: 9px;
  background: var(--brass-tint);
  border: 1px solid var(--line);
  border-bottom: none;
  border-radius: 3px 3px 0 0;
}

.folder-name {
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--ink);
}

.folder-hint {
  font-size: 0.78rem;
  color: var(--ink-faint);
}

.folders-caption {
  margin: 16px 4px 0;
  font-size: 0.85rem;
  color: var(--ink-faint);
  text-align: center;
}

/* ---------- Ablauf ---------- */

.process {
  border-top: 1px solid var(--line);
  padding: 52px 0 56px;
}

.eyebrow {
  font-size: 0.8rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--brass-deep);
  font-weight: 600;
  margin: 0 0 10px;
}

.process h2 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 600;
  margin: 0 0 34px;
  color: var(--ink);
}

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px 36px;
}

.step {
  padding-top: 18px;
  border-top: 2px solid var(--line);
}

.step-number {
  font-family: var(--font-display);
  font-size: 1.6rem;
  color: var(--brass);
  font-weight: 600;
  display: block;
  margin-bottom: 10px;
}

.step h3 {
  font-size: 1.05rem;
  margin: 0 0 8px;
  color: var(--ink);
}

.step p {
  margin: 0;
  color: var(--ink-soft);
  font-size: 0.96rem;
}

/* ---------- Direktzugang ---------- */

.direct-access {
  border-top: 1px solid var(--line);
  padding: 52px 0 8px;
}

.direct-access h2 {
  font-family: var(--font-display);
  font-size: 1.6rem;
  font-weight: 600;
  margin: 0 0 14px;
  color: var(--ink);
}

.direct-access-lede {
  color: var(--ink-soft);
  max-width: 58ch;
  margin: 0 0 28px;
}

.access-card {
  background: var(--paper-raised);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 32px;
  max-width: 640px;
  box-shadow: 0 1px 2px rgba(18, 48, 58, 0.06);
}

.access-form {
  display: flex;
  flex-direction: column;
  gap: 18px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.field label {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--ink);
}

.field input[type="text"],
.field input[type="date"] {
  font: inherit;
  font-size: 1rem;
  padding: 10px 12px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  color: var(--ink);
}

.field input:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 2px;
  border-color: var(--focus);
}

.field-hint {
  font-size: 0.78rem;
  color: var(--ink-faint);
}

.hp-field {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.access-submit {
  align-self: flex-start;
  font: inherit;
  font-size: 0.98rem;
  font-weight: 600;
  padding: 12px 28px;
  border: none;
  border-radius: var(--radius);
  background: var(--petrol);
  color: #ffffff;
  cursor: pointer;
}

.access-submit:hover {
  background: var(--petrol-deep);
}

.access-submit:focus-visible {
  outline: 2px solid var(--focus);
  outline-offset: 3px;
}

.access-lockout-hint {
  margin: 18px 0 0;
  font-size: 0.85rem;
  color: var(--ink-faint);
}

.zugang-meldung {
  margin: 0 0 20px;
  padding: 14px 16px;
  border-radius: var(--radius);
  font-size: 0.94rem;
  border: 1px solid var(--line);
}

.zugang-meldung--falsch {
  background: #fbeae5;
  border-color: #d9a390;
  color: #7a3420;
}

.zugang-meldung--gesperrt {
  background: var(--paper-tint);
  border-color: var(--line);
  color: var(--ink);
}

/* ---------- Hinweis-Kasten ---------- */

.hint {
  border-top: 1px solid var(--line);
  padding: 0 0 56px;
}

.hint-box {
  background: var(--paper-tint);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 30px;
  box-shadow: 0 1px 2px rgba(18, 48, 58, 0.04);
}

.hint-box h2 {
  font-family: var(--font-display);
  font-size: 1.2rem;
  margin: 0 0 10px;
  color: var(--ink);
}

.hint-box p {
  margin: 0 0 10px;
  color: var(--ink-soft);
}

.hint-box p:last-child {
  margin-bottom: 0;
}

/* ---------- Sicherheit ---------- */

.security {
  border-top: 1px solid var(--line);
  padding: 48px 0 60px;
}

.security p {
  color: var(--ink-soft);
  margin: 0;
  max-width: 68ch;
}

/* ---------- Fußzeile ---------- */

.site-footer {
  border-top: 1px solid var(--line);
  background: var(--petrol-deep);
  color: #cfdadd;
}

.site-footer .wrap {
  padding: 30px 28px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px 28px;
  align-items: center;
  justify-content: space-between;
  font-size: 0.88rem;
}

.footer-address {
  color: #b9c8cc;
}

.footer-links {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
}

.site-footer a {
  color: #e7d3ae;
}

.site-footer a:hover {
  color: #ffffff;
}

/* ---------- Impressum-Layout ---------- */

.legal {
  padding: 52px 0 64px;
}

.legal h1 {
  font-family: var(--font-display);
  font-size: 2rem;
  font-weight: 600;
  margin: 0 0 34px;
  color: var(--ink);
}

.legal-block {
  max-width: 62ch;
}

.legal-block section {
  margin: 0 0 26px;
  padding-bottom: 26px;
  border-bottom: 1px solid var(--line-soft);
}

.legal-block section:last-of-type {
  border-bottom: none;
}

.legal-block h2 {
  font-size: 1rem;
  margin: 0 0 6px;
  color: var(--ink);
}

.legal-block p {
  margin: 0 0 6px;
  color: var(--ink-soft);
}

.legal-note {
  margin-top: 34px;
  color: var(--ink-soft);
}

/* ---------- Responsiv ---------- */

@media (max-width: 900px) {
  .hero .wrap {
    grid-template-columns: minmax(0, 1fr);
    gap: 40px;
  }

  .folders {
    max-width: 380px;
    justify-self: start;
  }

  .steps {
    grid-template-columns: 1fr;
    gap: 26px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .wrap {
    padding: 0 20px;
  }

  .hero {
    padding: 44px 0 40px;
  }

  .site-header .wrap {
    padding-top: 20px;
    padding-bottom: 20px;
  }

  .process,
  .direct-access,
  .hint,
  .security {
    padding-top: 40px;
  }

  .hint-box {
    padding: 22px 20px;
  }

  .access-card {
    padding: 22px 20px;
  }

  .site-footer .wrap {
    justify-content: flex-start;
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (prefers-reduced-motion: no-preference) {
  a {
    transition: color 0.15s ease;
  }
}